Our team helps employers navigate the complex world of benefits, ensuring they select the right plans that fit both company needs and employee expectations. We provide personalized advice and strategies, ensuring that benefit packages are cost-effective, compliant, and attractive to employees, boosting satisfaction and retention.

Year-round we assist with educating your employees, managing enrollments, assisting with claims and more.

ICHRA

Individual Coverage Health Reimbursement Arrangements (ICHRA) are an alternative option to traditional group plans which allow employers to reimburse employees tax-free for their individual health insurance premiums.

• Cost Control & Flexibility – Set your own budget by defining reimbursement
  amounts based on employee classes (full-time, part-time, etc.).
• Simplified Administration – No need to manage COBRA or a complex group
  health plan. Employees choose their own coverage through the individual
  marketplace.
• Employee Choice & Satisfaction – Employees can select a plan and carrier
  that works best for their situation rather than being limited to a single group
  option.
• Tax Advantages – Contributions are tax-free for both employers and
  employees, reducing overall costs.
• No Participation Requirements – Unlike traditional group plans, there are
  no minimum employee participation rules.

Group Health Insurance

• Employer-Sponsored: Coverage provided to employees, with employer contributions to premiums.
• Comprehensive Benefits: Covers medical services like doctor visits, hospital care, prescriptions, and preventive care.
• Customizable Plans: Employers can choose different coverage levels and options for their employees.

Online Enrollment Platform

• Convenience: With no additional cost employees can easily compare and enroll in benefits from any device, anytime.
• Simplified Management: Employers can manage benefits, track enrollments, and access reports in one centralized system.
• Error Reduction: Automated processes help minimize mistakes in benefits selection and data entry.

Group Life, Accident, Disability

• Affordable Coverage: Group insurance is often offered at lower rates than individual policies, making it a cost-effective way for employees to protect their families.
• Convenient Enrollment: Employees can easily enroll through their employer, with no medical exam required in most cases, ensuring quick and hassle-free coverage.
• Financial Security for Employees’ Families: Provides a death benefit that can help cover funeral expenses, debts, and living costs, offering peace of mind for employees and their loved ones.